Dealing with any medical charges, especially abroad, can be a costly affair for Indian students. In case of a health emergency, if the student is not covered with any health insurance plan, he/she is bound to spend a bomb on even the slightest accident. This is where a health insurance comes to aid. Depending on the gravity or the magnitude of the mishap, the plan will cover the cost accordingly and save the students from spending so much of money. It is definitely recommended for international students to get a health insurance whatsoever.
Medical insurance is mandatory for a student to apply for. While medical insurances are being suggested for local flight travel, it is definitely required for a temporary international stay. Since study abroad has become a very common option among students, firms have come up with various medical insurance plans to cover as much as possible and provide as many benefits as possible.
Most of the universities offer students a health insurance plan. Students can either apply for that or apply independently as long as they know what they are doing. All usual medical insurances will have basic sickness and accident coverage and varies from there according to the amount in coverage and so on. If a student is planning to apply for insurance independently, then it is recommended to go through providers who work specifically with people going to study abroad. There are also several cards abroad that students can get which covers various incidents including emergency evacuation, repatriation and accidental death or loss/use of limb(s) coverage.
Students can look into different plans or go through an advisor who would recommend a plan accordingly.
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Team – iae GLOBAL India